Kiva envisions a world where all people hold the power to create opportunity for themselves and others.
While Kiva refers to these folks as borrowers because the primary services they provide are loan-related, ShopO refers to them as CEOs of their own startups. These startups can be actual businesses or they can simply be "the startup of you" that was incorporated when they were conceived, went public on their birthday and has been surviving and thriving ever since.
Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. We celebrate and support people looking to create a better future for themselves, their families and their communities.
By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival. For others, it’s the fuel for a life-long ambition.
100% of every dollar you lend on Kiva goes to funding loans. Kiva covers costs primarily through optional donations, as well as through support from grants and sponsors.